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Nov-02-2012 00:00printcomments

Consumer Action Has Launched a 'Know Your Card' Website to Help Consumers

The website's homepage presents key payment card changes, explains how they could affect cardholders and offers tips to help consumers make the right moves.

knowyourcard.org

(SAN FRANCISCO) - Consumer Action (www.consumer-action.org) launched its new website (www.knowyourcard.org) to help consumers understand the new laws and other changes regarding credit, debit, prepaid, and gift cards.   The website's homepage presents key payment card changes, explains how they could affect cardholders and offers tips to help consumers make  better decisions. Sidebar links to the At-a-Glance Card Rulebook provide more detailed information and an overview of changes for each type of payment card. 

Who is Consumer Action? Consumer Action is a nonprofit organization that has championed the rights of underrepresented consumers nationwide since 1971. Throughout its history, the organization has dedicated its resources to promoting financial literacy and advocating for consumer rights in both the media and before lawmakers to promote economic justice for all. With the resources and infrastructure to reach millions of consumers, Consumer Action is one of the most recognized, effective, and trusted consumer organizations in the nation. I am a volunteer with Consumer Action providing information and resources to people with consumer complaints and problems.

The website's homepage presents key payment card changes, explains how they could affect cardholders and offers tips to help consumers make the right moves. Sidebar links to the At-a-Glance Card Rulebook provide more detailed information and an overview of changes for each type of payment card.

The areas discussed on the website:

* Credit card surcharging;

* Debit card routing;

* Payment steering;

* Credit card minimum purchase requirements;

* Interchange fees;

* Credit card minimum age requirements;

* Interest rate increase;

* Credit card fees;

* Card payments; and 

* Gift cards;

Finally, a search box allows consumers to access an extensive database of questions and answers (Q&As) and find what they are looking for fast. Visitors can access the Q&As by using the search box or by browsing Q&As by category, or even by asking Consumer Action a question via a form on the site. They can then rate the Q&As, and their ratings will provide feedback on how helpful the answers are.

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Salem-News.com writer Ralph E. Stone was born in Massachusetts. He is a graduate of both Middlebury College and Suffolk Law School. We are very fortunate to have this writer's talents in this troubling world; Ralph has an eye for detail that others miss. As is the case with many Salem-News.com writers, Ralph is an American Veteran who served in war. Ralph served his nation after college as a U.S. Army officer during the Vietnam war. After Vietnam, he went on to have a career with the Federal Trade Commission as an Attorney specializing in Consumer and Antitrust Law. Over the years, Ralph has traveled extensively with his wife Judi, taking in data from all over the world, which today adds to his collective knowledge about extremely important subjects like the economy and taxation. You can send Ralph an email at this address stonere@earthlink.net

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