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Jul-30-2018 17:13printcomments

Cutting Your Car Insurance Costs in Oregon

Taking the right steps can bring down those monthly bills

auto insurance

(SALEM, Ore.) - If you are a motorist in Oregon, you will already know what a struggle it can be to run and maintain your vehicle. There are many costs associated with vehicle ownership and with the running of a vehicle.

This is something you have to carefully consider when you are working out your budget, as otherwise your vehicle costs could have a huge impact on your financial well being and your ability to meet your other financial obligations.

One of the major costs associated with motoring is the cost of car insurance coverage, which can be quite high if you don’t take steps to bring the cost down. When it comes to getting cheap car insurance, Oregon motorists will find a variety of different ways in which they can help to bring costs down.

Taking the right steps can help to make a significant difference to the amount you have to pay for your coverage so it is well worth making the effort to do this.

What steps can you take?

There are a number of steps that you can take if you want to bring down the cost of your vehicle insurance. This can make a big impact on your finances and will ensure you benefit from more affordable motoring.

If you want to enjoy the benefits of cheaper insurance one of the things you need to make sure you do is compare different policies from a range of providers. The difference between prices from one provider to another can be pretty astonishing so it is well worth taking the time to compare.

This is something that you can do with speed and ease online, so it won’t take up too much time or effort but it could save you a huge amount of money.

Making sure you have the right vehicle is another important part of keeping auto insurance costs down.

Some vehicles are extremely expensive when it comes to insurance cover while others are way cheaper. So, if you haven’t already got a vehicle and you plan to purchase one, take some time to look at ones that are less to insure. This will save you a fortune in running costs.

  1. Shop around for your car insurance.
  2. Compare insurance costs before you choose a car.
  3. Raise your deductible.
  4. Reduce optional insurance on your older car.
  5. Bundle your insurance w/the same company.
  6. Maintain good credit history.
  7. Take advantage of low mileage discounts.
  8. Car security may mean discounts.
  9. Ask about Professional discounts
  10. Ask about group insurance.

In addition, you can also look for vehicles that are known for their fuel efficiency, which will make it even easier to save money on your vehicle running costs.

Take advantage of discounts

Ask which discounts the various companies offer.

When it comes to parking your vehicle overnight, parking on the street can increase the risk of theft and damage. This can then result in higher insurance premiums because you pose more of a risk to the insurance company.

Parking somewhere secure is a win-win. If you can park your vehicle somewhere safe and secure such as in your garage or even on a driveway, the risk of damage and theft is dramatically reduced, which means that you become less of a risk to the insurance provider. As such, you should be able to benefit from cheaper insurance coverage with this increased security.

Anti-theft systems like alarms or "the club" deter thieves from stealing vehicles and that's of top importance to car insurance companies. Many companies will give a discount for various security devices.

Some offer discounts for certain professions, such as teaching or the medical field. Even small discounts add up to your advantage.

Another plus is the discount some companies offer for Vehicle Safety Equipment. Check to see if things like airbags and anti-lock brakes mean savings.

Using these methods will make your insurance payments less painful, and give you the best coverage for the money.

Source: Special Features Dept.


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