Bring Back the Checkbook

Here’s how writing checks can be better than swiping a card

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(SALEM, Ore.) - No matter what social status or business in general you might have, you are probably the proud owner of a credit card. Everyone has a credit card or debit card today, and that’s because of how accessible and convenient it is to own one.

You can just swipe your card and make payments without any hassle. However, what many don’t expect is to hear that checkbooks can actually counter and in some situations even beat that "convenience".

Are you curious to find out just what you stand to benefit by using a checkbook and a check ledger? If so, check out the rest of this article because by the end you might even be in the market for a new checkbook holder from www.ibricraft.com.

Control your budget

Owning a check book and complementary check ledger can be of big help from this point of view as it tells you exactly how much money you’ve spent but also where.

You can argue that you can easily get that information by looking online but the thing about online payments is that the information tends to get lost or become a lot harder to get. With checks you can always get a printed copy of a check you’ve issued, meaning that whenever you need one, you are secured.

Ease of access

Another thing that needs to be pointed out is that it’s much more convenient to walk up to a business and request for them to cash you a check you’ve just written to yourself. You just have to provide your ID or a similar form of identification and you can walk out with as much money as you need.

With credit cards however, you can only get cash if you find an ATM. No, not a business, an ATM. That’s right, you can only use ATMs to get cash. That’s a bit inconvenient, isn’t it?

Checkbooks may seem like they’re old and inefficient but that’s because most people today likely have never owned a checkbook. In fact, the only time many people have ever heard of a checkbook was when an old rich guy in a movie would prepare to make a donation. They’re actually pretty handy in truth, so it’s definitely worth looking into.

Source: Salem-News.com Special Features Dept.